服務條款及隱私權政策|Terms of Service & Privacy Policy

最後更新日期:2026 年 9 月 6 日

晶銀財寶店 服務條款
歡迎您光臨「晶銀財寶店」(品牌名稱:晶銀財寶,以下簡稱「本網站」或「本店家」)。

本服務條款旨在說明您使用本網站、註冊會員、使用第三方帳號登入、瀏覽或購買商品時,您與本店家間之權利義務。

當您使用本網站服務、註冊會員、使用電子郵件或 LINE、Google、Facebook 等第三方帳號登入,或完成商品訂購程序時,即表示您已閱讀、瞭解並同意本服務條款及相關政策。

如您不同意本條款之全部或部分內容,請停止使用相關服務。

一、商家基本資訊與聯絡方式
商家/商號名稱:晶銀財寶店

統一編號:95326294

營業所在地:臺中市南區福興里五權南路167號地下一層樓之6

客服信箱:[email protected]

官方客服 LINE:@silver47

如有訂單、退換貨、售後服務、會員帳號或個人資料相關問題,可透過上述方式與本店家聯繫。

二、會員帳號、註冊與第三方登入
本網站提供電子郵件搭配密碼註冊,以及依網站實際開放功能提供 LINE、Google、Facebook 等第三方帳號快速登入。

當您選擇第三方登入時,即表示您同意由該第三方平台依其授權畫面及隱私政策,將登入所必要之資料提供予本網站,以完成帳號辨識、會員建立與登入。

目前 Facebook Login 主要使用之權限為:

public_profile:
用於取得登入所必要之基本公開識別資料,例如姓名及應用程式範圍內之使用者識別資訊。

email:
用於取得 Facebook 帳號所提供之電子郵件地址;如使用者之 Facebook 帳號未提供電子郵件,實際取得內容以 Meta 回傳資料為準。

本網站目前不以 Facebook Login 要求 user_gender、user_age_range 或 user_friends 等額外權限。

使用 LINE、Google 或 Facebook 登入,不代表本店家取得該第三方帳號之密碼。本店家不會要求您提供 Facebook、Google 或 LINE 的登入密碼。

使用者應妥善保管帳號、密碼及登入裝置,不得冒用他人身分或以其他不正當方式使用會員帳號。若發現帳號可能遭未授權使用,請儘速聯絡本店家。

三、商品資訊、天然材質特性與商品標示
本店家販售商品可能包含水晶、寶石、原礦、擺件,以及純銀、合金、塑膠、壓克力、玻璃、木材等不同材質製成之飾品或工藝商品。

各商品之實際名稱、材質、尺寸、顏色處理、商品內容、價格及其他重要資訊,均以各商品銷售頁面之實際標示為準。

天然材質具有自然形成之個體差異,例如冰裂、雲霧、棉絮、礦缺、共生礦、包裹體、天然紋理、木結、木紋與色澤差異等。人工或加工材質亦可能因合理製程產生微小氣泡、接縫、加工痕跡或合理色差。

此外,不同螢幕設備、環境光線及拍攝條件,也可能使照片顏色與實際商品產生合理差異;人工測量亦可能存在合理誤差。

前述天然特性、合理製程痕跡、顯示設備差異或合理測量誤差,應依商品性質、商品頁標示及實際個案判斷是否屬商品瑕疵,並非所有外觀差異均當然構成瑕疵。

但若商品確有與訂單內容、商品頁標示或通常品質不符之情形,消費者仍得依相關法律規定主張權利,本條款不限制消費者依法享有之瑕疵擔保、損害賠償或其他法定權利。

四、客製化商品
本店家部分手串或其他商品可能依消費者提供之手圍、指定排列、特殊尺寸、個人化設計或其他特別要求進行製作或調整。

若商品確屬行政院《通訊交易解除權合理例外情事適用準則》所稱「依消費者要求所為之客製化給付」,且本店家已於消費者下單前明確告知該商品排除《消費者保護法》第 19 條七日解除權之適用者,該客製化商品不適用七日無理由解除權。

是否屬於法律上的客製化給付,應依商品實際製作內容判斷;若僅自本店既有之標準規格、款式或選項中選擇,而未構成依個人需求進行之特別製作,仍應依相關法令判斷是否適用七日解除權。

即使屬於依法排除七日解除權之客製化商品,如商品存在可歸責於本店家之瑕疵、與約定內容不符或其他依法應負責之情形,消費者之法定權利不受影響。

五、訂單、付款及出貨
除商品頁另有標示外,本網站商品以現貨銷售為原則。

訂單成立並完成付款,或選擇貨到付款且訂單確認完成後,本店家將依訂單狀況安排出貨。一般情況最快可於當日出貨,最遲原則上於 14 個工作天內完成出貨;國定假日、天然災害、物流異常、不可抗力或其他非可歸責於本店家之因素,不在此限。

實際付款方式依結帳頁面顯示為準,目前可能包括綠界科技 ECPay、LINE Pay、信用卡、ATM 轉帳及超商貨到付款等方式。

信用卡及部分支付資訊由第三方金流業者依其安全機制處理,本店家不直接取得或保存完整信用卡卡號、安全碼或網路銀行密碼。

目前商品配送方式主要透過 7-ELEVEN 與全家便利商店等物流系統提供,實際方式以結帳頁面為準。

六、七日解除權、盲盒商品、退貨及退款
除依法屬於通訊交易七日解除權合理例外情事之商品外,消費者透過本網站進行通訊交易時,得依《消費者保護法》第 19 條規定,自收受商品之翌日起七日內,以退回商品或通知本店家之方式解除契約,無須說明理由。

七日猶豫期間並非無限制使用商品之試用期間;惟消費者為確認商品之內容、外觀、材質、尺寸、數量或其他商品性質,而於合理檢查必要範圍內拆開包裝、接觸或檢視商品者,並不因此當然喪失解除權。

如消費者之使用、拆封、損壞、污染、配件遺失、包裝毀損或其他行為已超過合理檢查商品所必要之範圍,並因此造成商品毀損、滅失、變更或實際價值減損,本店家得依《民法》及其他相關法律規定,就商品實際減少之價值主張合理之價額補償。

盲盒、隨機款及隨機出貨商品
本網站部分商品可能以「盲盒」、「隨機款」、「隨機出貨」、「隨機顏色」、「隨機造型」或其他於購買前無法指定最終實際款式之方式販售。

消費者購買此類商品時,即知悉該商品之交易內容包含商品頁所揭示之隨機抽取或隨機出貨機制,實際取得之款式、顏色、造型、礦石種類、配件組合或其他隨機項目,以商品頁所揭示之可能範圍及實際出貨結果為準。

如商品頁已於購買前清楚揭示隨機出貨方式及可能取得之商品範圍,下列情形本身原則上不構成商品瑕疵、出貨錯誤或商品與契約不符:

抽中或收到非消費者個人偏好之款式。
未抽中特定期待之款式、顏色或造型。
重複抽中或收到相同款式。
抽中一般款而未抽中特殊款、限定款、隱藏款或其他較低機率之款式。
在商品頁已揭示之合理隨機範圍內,收到不同顏色、造型、礦石、配件或其他隨機組合。
前述盲盒、隨機款或隨機出貨之商品性質,並不當然排除消費者依法享有之七日解除權。除商品另依法符合七日解除權之合理例外情事外,消費者仍得依相關法令行使解除權。

若盲盒商品之外包裝、封膜、防拆封條、密封袋或其他用以維持商品內容處於未知狀態之包裝已被拆除,使商品實際款式或隨機結果已被揭露,亦不因此當然喪失七日解除權。

但如因拆封、使用或其他超過合理檢查必要範圍之行為,使商品無法回復原有未開封狀態、影響再次銷售之狀態,或造成商品實際交易價值減損,本店家得依商品實際狀況、包裝狀態及可證明之價值減損程度,依相關法律規定主張合理之價額補償。

本店家不會僅以「盲盒已拆封」、「隨機結果已揭露」或「未抽中喜歡的款式」為由,當然拒絕消費者依法行使解除權;是否存在商品價值減損及其程度,應依個案之商品性質、包裝方式、使用狀態及實際情形判斷。

如盲盒或隨機商品本身有破損、短少、缺件、與商品頁所揭示之可能商品範圍不符、出貨品項錯誤,或存在其他依法應由本店家負責之商品瑕疵或契約不符情形,消費者仍得依相關法律規定主張權利,不受商品具有隨機性質之影響。

客製化商品及其他法定例外
如商品依法符合《通訊交易解除權合理例外情事適用準則》所規定之合理例外情事,例如依消費者要求所為之客製化給付,且本店家已於消費者購買前清楚告知該商品排除七日解除權之適用者,則依相關法律規定及商品頁之事前說明辦理。

盲盒或隨機出貨本身並非當然屬於前述七日解除權合理例外情事。

退貨申請及退款方式
消費者欲依法行使七日解除權,可於法定期間內透過下列方式通知本店家:

官方客服 LINE:@silver47

客服信箱:[email protected]

符合七日解除權之退貨,其必要退運費用依《消費者保護法》及相關規定辦理。

本店家於依法取回商品、收到消費者退回之商品,或收到解除服務契約通知後,將依《消費者保護法》相關規定辦理退款。

七日解除權期間屆滿後,如商品存在瑕疵、與商品頁標示不符或有其他依法應由本店家負責之情形,消費者仍得依法主張瑕疵擔保、契約責任或其他法定權利。

七、超過七日後之商品瑕疵與售後維修
七日猶豫期間屆滿,僅代表《消費者保護法》第 19 條之「無理由解除權」期間屆滿,並不排除消費者依法享有之商品瑕疵擔保、契約責任或其他法定權利。

如商品因正常使用後發生需要維修之情形,本店家得依實際狀況提供售後服務。

若損壞係因後續配戴、拉扯、碰撞、不當保存、接觸化學物質、配件遺失或其他可歸責於使用者之因素造成,維修所需工本費、材料零件費及來回運費,得由消費者負擔。

本店家將於收到商品並完成檢查後,視需要提供維修方式與報價,經消費者確認後進行。

若商品本身存在可歸責於本店家之瑕疵,則依相關法律及本店家之售後規範處理。

八、貨到付款未取貨及帳號使用管理
選擇超商貨到付款之消費者,於訂單成立後應依約完成取貨及付款。

如發生無正當理由未取貨之情形,本店家得就因此實際產生之物流、包裝或其他合理損失,依相關法律規定處理。

為避免重複發生無故未取貨、詐欺、濫用服務或其他影響交易安全之行為,本店家得在必要且合理範圍內記錄相關訂單情形,並視情況限制該帳號未來使用貨到付款、部分交易方式或其他有必要之服務。

本店家不會僅因一次未取貨即無期限保存非必要之個人資料;相關資料之保存及利用仍依本網站隱私權政策及個人資料保護法辦理。

九、智慧財產權
本網站所使用之商品照片、文字內容、品牌標識、原創視覺設計及其他依法由本店家享有或取得授權使用之內容,受著作權法、商標法及其他相關法律保護。

未經權利人事前同意,不得擅自重製、散布、改作、公開傳輸或作為其他侵害權利之商業用途。

本網站使用之第三方系統、軟體、平台技術、商標及其他第三方內容,其權利仍分別歸屬原權利人所有。例如 BVSHOP 平台相關系統技術並非因此成為本店家所有之智慧財產。

十、第三方服務
本網站可能使用或連結第三方提供之會員登入、電商平台、付款、物流、分析或廣告服務。

第三方服務由各該服務提供者依其自身條款與隱私政策提供,本店家將於提供本網站服務所必要之範圍內與相關業者進行資料傳輸或處理。

相關個人資料之處理方式另請參閱本網站「隱私權政策」。

十一、條款修訂
本店家得因法令變更、服務內容調整、安全需求或營運需要修改本服務條款。

修訂後內容將公告於本網站;如屬對使用者權益具有重大影響之變更,本店家得以網站公告、會員訊息、電子郵件或其他合理方式通知。

修訂後條款原則上自公告或所載生效日起適用,不溯及影響修訂前已成立之交易或法律關係,法律另有規定、雙方另有約定或修訂內容對消費者較有利者除外。

十二、準據法、管轄及消費申訴
本條款之解釋及適用,以中華民國法律為準據法。

如因本網站交易產生爭議,雙方應先本於誠信原則協商處理。

如仍有訴訟必要,在法律允許之範圍內,得以臺灣臺中地方法院為第一審管轄法院;但本條款不排除消費者依《消費者保護法》、《民事訴訟法》或其他法律所享有之法定管轄權利。

消費者如有申訴、退換貨、會員或售後服務問題,可透過官方客服 LINE(@silver47)或客服信箱([email protected])與本店家聯繫。

 
晶銀財寶店 隱私權政策
晶銀財寶店(以下簡稱「本店家」)重視使用者之個人資料及隱私安全。

本政策適用於您使用晶銀財寶網站、會員功能、LINE/Google/Facebook 第三方登入、商品交易、客服服務及本網站所提供之其他相關功能時所涉及的個人資料蒐集、處理及利用。

本店家將依中華民國《個人資料保護法》及其他適用法令辦理個人資料相關事項。

一、蒐集個人資料之目的
本店家可能基於以下特定目的蒐集、處理及利用個人資料:

(040) 行銷

用於您同意接受之活動通知、優惠訊息、廣告成效分析及相關行銷用途。

(090) 消費者、客戶管理與服務

用於會員帳號、登入驗證、客服聯絡、會員權益與售後服務。

(148) 網路購物及其他電子商務服務

用於訂單成立、付款、出貨、退換貨、售後及相關交易服務。

(157) 調查、統計與研究分析

用於網站、商品、服務及使用體驗之統計與改善。

此外,本店家亦可能於防止詐欺、維護資訊安全、處理爭議及履行法律義務之必要範圍內處理相關資料。

二、蒐集之個人資料類別
依您所使用之功能,本店家可能蒐集以下資料:

1. 辨識及聯絡資料
姓名、收件地址、電話號碼、電子郵件、會員帳號、LINE 帳號或識別資訊,以及 LINE、Google、Facebook 等第三方登入服務所提供之必要識別碼。

2. Facebook Login 資料
當您選擇 Facebook Login 時,本網站目前主要取得:

public_profile:
例如姓名及 Facebook 提供給本應用程式之使用者識別資訊。

email:
Facebook 帳號所提供的電子郵件地址,如該帳號有提供。

本網站目前不透過 Facebook Login 要求 user_gender、user_age_range 或 user_friends 等權限。

3. 財務與交易資料
訂單金額、付款方式、交易狀態、退款紀錄及其他交易相關資訊。

完整信用卡卡號、安全碼及支付密碼主要由綠界科技 ECPay、LINE Pay 或其他支付服務商依其安全機制處理,本店家原則上不直接留存完整信用卡資訊。

4. 商品與訂單資料
購買商品、數量、價格、配送方式、退換貨、維修、客服及交易紀錄。

5. 選填個人資料
若您於會員資料、活動或其他功能中主動提供,本店家可能處理生日、性別或其他您自願提供之資料。

此類資料並非目前透過 Facebook Login 的 user_gender 或 user_age_range 權限取得。

6. 網站與裝置資料
在法律及相關技術設定允許的範圍內,本網站可能自動取得 IP 位址、登入時間、瀏覽器及裝置資訊、Cookie 識別碼、瀏覽頁面、來源網址及網站操作紀錄等資訊。

三、個人資料之來源
個人資料可能來自:

您註冊會員、下單、聯絡客服或主動提供的資料;
您授權 LINE、Google、Facebook 等第三方登入服務提供之必要資料;
您使用網站時由 Cookie、網站系統或分析工具產生之技術資料;
為完成付款、配送、退款或客服服務而由相關服務供應商回傳之必要交易資訊。
四、個人資料之利用期間
個人資料依其目的不同,原則上於下列期間內保存:

會員資料:
會員帳號存在期間,以及帳號終止後處理爭議、資訊安全或依法保存所必要之合理期間。

訂單、交易、發票、會計及稅務相關資料:
依相關法令規定之保存期間。

行銷資料:
至您撤回同意、拒絕接受行銷或特定目的消失為止。

網站紀錄、Cookie 及安全紀錄:
依網站功能、安全管理及各服務供應商設定所必要之合理期間。

如相關法律另有強制保存規定,則依法律規定辦理。

五、個人資料利用之地區
個人資料主要於中華民國(台灣)境內處理。

惟因使用 Facebook/Meta、Google、LINE、金流、雲端服務或其他跨國服務供應商,部分資料可能由服務提供者於台灣以外之國家或地區處理或儲存。

如發生國際傳輸,本店家將依適用法令及服務提供者之相關契約與安全機制辦理。

六、個人資料利用及分享之對象
本店家不會以出售個人資料作為營業模式,亦不會無故將您的個人資料提供予與服務無關之第三人。

為提供網站及完成交易,相關必要資料可能提供予以下服務供應商:

BVSHOP 電商平台
服務提供者:架值資訊科技有限公司(BVSHOP)

用途:網站系統、會員管理、訂單管理、資料儲存、登入及相關電商資訊技術服務。

第三方登入服務
Meta Platforms/Facebook: Facebook Login 身分驗證。

Google: Google 帳號登入。

LINE: LINE 帳號登入及相關服務。

使用者與各平台間之資料處理亦受各該平台之隱私政策及條款規範。

金流服務
綠界科技 ECPay、LINE Pay 及結帳頁面實際使用之支付服務提供者,用於付款驗證、交易、退款及相關金流服務。

物流服務
7-ELEVEN、全家便利商店及結帳頁面實際使用之物流提供者,用於配送、取件及物流通知。

法律及安全需求
如法律明文要求、司法或主管機關依法提出合法要求,或為保護本店家、使用者或第三人之權利與安全而有必要時,本店家得在法律允許之必要範圍內提供相關資料。

本店家委託第三方處理個人資料時,將於合理範圍內要求服務供應商採取適當安全措施並依約處理資料。

七、Facebook Login 資料使用及刪除
當您使用 Facebook Login 時,Facebook 所提供之相關資料僅用於提供會員建立、辨識、登入及必要之會員服務。

本店家不會要求或保存您的 Facebook 密碼。

Facebook 資料刪除申請
如您曾透過 Facebook 登入本網站,並希望刪除或解除與 Facebook Login 相關之資料,可透過以下任一方式提出申請:

官方客服 LINE:@silver47

客服信箱:[email protected]

提出申請時,可註明「Facebook 資料刪除申請」,並提供足以核對會員帳號之電子郵件或其他必要資訊。

本店家完成合理身分確認後,將刪除、去識別化或解除連結不再具有必要利用目的之 Facebook Login 相關資料。

如部分資料因已完成之訂單、會計、稅務、法律義務、防止詐欺或處理爭議而依法仍須保存,本店家得在必要範圍及法定期間內繼續保存,但不會因此繼續將該資料作為 Facebook Login 或非必要之行銷用途。

使用者亦可於 Facebook 帳號之「設定與隱私」相關應用程式設定中移除本應用程式,以停止未來之 Facebook Login 授權;若希望一併刪除本店家既有之會員資料,仍可依上述方式提出資料刪除申請。

八、Cookie、網站分析及廣告技術
本網站會使用 Cookie 或類似技術,以維持登入狀態、購物車功能、網站安全、分析使用情形及改善服務。

若本網站啟用 Meta Pixel、Google Analytics 或其他分析/廣告工具,相關服務可能蒐集裝置、瀏覽器、IP、Cookie 識別資訊,以及例如頁面瀏覽、商品瀏覽、加入購物車、開始結帳或購買完成等事件資訊,以進行統計、廣告成效衡量及服務改善。

如本網站另有啟用 Meta 進階配對或伺服器端事件傳送功能(例如 Conversions API),可能依網站實際設定,將經適當處理或雜湊之電子郵件、電話或其他比對資訊傳送予 Meta,以提高廣告事件比對與成效衡量之準確性。

上述功能是否實際運作,以本網站當時啟用之服務與使用者相關同意設定為準。

您可透過瀏覽器設定限制或刪除 Cookie;亦可透過 Meta、Google 等服務提供者之廣告或隱私設定管理相關偏好。但停用必要 Cookie 可能造成會員登入、購物車或其他網站功能無法正常使用。

九、行銷訊息與拒絕行銷
如您同意接受本店家之行銷活動、優惠或商品資訊,本店家得於同意範圍內使用您的聯絡資料提供相關訊息。

您可隨時透過訊息中的取消訂閱功能、官方客服 LINE(@silver47)或客服信箱([email protected])表示不再接受行銷。

收到您的拒絕後,本店家將依相關法律規定停止將您的個人資料用於該等行銷用途;但不影響為訂單履行、會員安全、售後服務或法律義務而必要之聯絡。

十、當事人之權利
依《個人資料保護法》規定,您得就本店家持有之個人資料依法行使:

查詢或請求閱覽;
請求製給複製本;
請求補充或更正;
請求停止蒐集、處理或利用;
請求刪除。
如欲行使上述權利,可透過:

官方客服 LINE:@silver47

客服信箱:[email protected]

提出申請。

為保護帳號安全,本店家可能要求提供合理必要之身分驗證資料。

如資料依法須保存、契約尚未履行完成,或有其他依法不得立即刪除之正當理由,本店家得於必要範圍內繼續保存,並向申請人說明。

十一、自由選擇提供資料及不提供之影響
除法律另有規定外,您可自由選擇是否提供個人資料。

如您不提供完成會員註冊、登入、付款、出貨或售後服務所必要之資料,本店家可能無法提供相關功能,例如無法建立會員、無法完成訂單、無法配送商品或無法核對退款。

屬於選填之會員資料、生日、性別或非必要之行銷資料,原則上可選擇不提供,且不影響一般商品交易功能。

選擇不授權 Facebook Login 不影響您使用網站其他可用的註冊或登入方式。

十二、個人資料安全
本店家及受委託之服務供應商將依資料性質及風險採取合理之行政、技術及組織安全措施,包括 HTTPS/SSL 加密傳輸、帳號及存取權限管理、系統安全維護,以及對委外服務供應商進行合理管理。

但網際網路不存在絕對零風險之資訊系統,使用者亦應妥善保管會員密碼、電子郵件帳號及第三方登入帳號,避免於不可信任的裝置或網路環境中登入。

如發生依法應通知之個人資料安全事件,本店家將依適用法律規定辦理。

十三、隱私權政策修訂
本店家可能因法令變更、網站功能、第三方登入服務、廣告工具或營運方式調整而修改本隱私權政策。

修訂內容將公布於本網站。

如修改內容對使用者權益有重大影響,本店家得以網站公告、電子郵件、會員訊息或其他合理方式通知。

最新版本以本頁所載「最後更新日期」為準。

十四、聯絡我們
如您對本隱私權政策、Facebook Login、個人資料使用方式或資料刪除有任何疑問,可透過:

晶銀財寶店

客服信箱:[email protected]

官方客服 LINE:@silver47

與本店家聯繫。

 
Jing Yin Cai Bao Shop — Terms of Service
Last Updated: September 6, 2026

Welcome to Jing Yin Cai Bao Shop (brand name: Jing Yin Cai Bao, hereinafter referred to as the “Website” or the “Shop”).

These Terms of Service explain the rights and obligations between you and the Shop when you use the Website, register an account, sign in through a third-party service, browse products, or make a purchase.

By using the Website, registering an account, logging in by email or through LINE, Google, Facebook or another supported third-party service, or completing an order, you acknowledge that you have read and agreed to these Terms and the related policies.

If you do not agree with these Terms, please discontinue use of the relevant services.

1. Business Information and Contact
Business Name: Jing Yin Cai Bao Shop

Unified Business Number: 95326294

Business Address: B1-6, No. 167, Wuquan S. Rd., Fuxing Li, South Dist., Taichung City, Taiwan

Customer Service Email: [email protected]

Official Customer Service LINE: @silver47

Questions concerning orders, returns, after-sales service, accounts or personal data may be submitted through the above channels.

2. Accounts, Registration and Third-Party Login
The Website supports email/password registration and, depending on the functions currently available, may also offer LINE, Google and Facebook Login.

When you choose a third-party login service, you authorize that provider to transmit the information required for authentication to the Website in accordance with the authorization screen and the provider's privacy policy.

For Facebook Login, the Website currently primarily uses:

public_profile:
Basic public identification information required for authentication, such as your name and app-scoped user identification information.

email:
The email address made available by your Facebook account, where available.

The Website currently does not request the user_gender, user_age_range or user_friends permissions through Facebook Login.

The Shop does not obtain your Facebook, Google or LINE password through these login services and will never ask you to disclose such passwords.

Users are responsible for keeping their account credentials and devices secure and must not impersonate others or use accounts unlawfully.

3. Product Information and Characteristics of Natural Materials
Products offered by the Shop may include crystals, gemstones, raw minerals, decorative items and jewelry or crafts made from sterling silver, alloys, plastics, acrylic, glass, wood and other materials.

The actual product name, materials, specifications, size, color treatments, contents and price are governed by the information displayed on the individual product page.

Natural materials may contain naturally occurring variations such as internal fractures, clouds, inclusions, mineral characteristics, grain patterns, knots and color variations. Manufactured or processed materials may also exhibit reasonable production characteristics such as minor bubbles, seams or processing marks.

Color may also differ depending on display settings, lighting or photography, and measurements may contain reasonable deviations.

Whether such characteristics constitute a product defect shall be determined according to the nature of the product, the representations on the product page and the actual circumstances. Not every natural or manufacturing variation constitutes a defect.

Nothing in these Terms limits any statutory rights available to consumers where a product materially differs from the order, the product description or applicable quality requirements.

4. Customized Products
Some bracelets or other goods may be specifically manufactured or adjusted according to a customer's wrist measurement, requested arrangement, special size, personalized design or other individual requirements.

Where a product qualifies under Taiwanese law as a customized supply made at the consumer's request and the consumer has been clearly informed before purchase that the statutory seven-day cancellation right does not apply, that product may be excluded from the statutory cooling-off period.

Whether a product qualifies as a legally customized product depends on the actual nature of the work performed. Merely selecting among standard sizes, colors or existing options may not necessarily constitute customized supply under applicable law.

Any statutory rights relating to defects or non-conforming goods remain unaffected.

5. Orders, Payment and Shipping
Unless otherwise stated on a product page, products are generally sold from available inventory.

After an order and payment are confirmed, or a COD order is accepted, the Shop will arrange shipment. Under normal circumstances, shipment may occur as early as the same day and generally no later than 14 business days, excluding holidays, disasters, logistics disruptions, force majeure and other circumstances not attributable to the Shop.

Available payment methods are shown during checkout and may include ECPay, LINE Pay, credit card, ATM transfer and convenience-store COD.

Complete payment card numbers, security codes and online-banking passwords are principally processed by third-party payment providers and are not directly retained by the Shop.

Shipping is currently primarily provided through 7-ELEVEN and FamilyMart convenience-store logistics, subject to the options shown at checkout.

6. Seven-Day Cancellation Right, Blind Box Products, Returns and Refunds
Except for products or services that lawfully fall within a recognized exception to the statutory cancellation right for distance transactions, consumers who purchase through this Website may exercise their right of cancellation in accordance with Article 19 of Taiwan's Consumer Protection Act within seven days beginning on the day following receipt of the product, without being required to state a reason.

The seven-day cooling-off period is not an unrestricted trial period. However, a consumer does not automatically lose the statutory cancellation right merely because packaging is opened or the product is reasonably handled to the extent necessary to inspect its contents, appearance, materials, size, quantity or other characteristics.

Where opening, use, damage, contamination, loss of accessories, damage to packaging or any other act goes beyond what is reasonably necessary to inspect the product and causes actual damage, loss, alteration or reduction in value, the Shop may, to the extent permitted by applicable law, claim reasonable compensation corresponding to the actual reduction in value.

Blind Boxes, Random Items and Randomly Shipped Products
Certain products on the Website may be sold as “blind boxes,” “random styles,” “random shipment,” “random colors,” “random designs,” or through another sales method under which the final specific item cannot be selected before purchase.

By purchasing such a product, the consumer acknowledges that the transaction includes the random selection or random shipment mechanism disclosed on the relevant product page.

The actual style, color, design, gemstone type, accessory combination or other randomized characteristic received will be determined in accordance with the possible range disclosed on the product page and the actual random result.

Where the random mechanism and possible product range have been clearly disclosed before purchase, the following circumstances, by themselves, will generally not constitute a product defect, incorrect shipment or non-conformity with the contract:

Receiving a style that does not match the consumer's personal preference.
Failing to receive a particular desired style, color or design.
Receiving duplicate items.
Receiving a regular item rather than a special, limited, secret, hidden or other lower-probability item.
Receiving a different color, design, gemstone, accessory or other randomized combination that falls within the range clearly disclosed on the product page.
The fact that a product is sold as a blind box, random item or randomly shipped product does not by itself exclude the consumer's statutory seven-day cancellation right.

Unless the product independently qualifies for a lawful exception to the statutory cancellation right, the consumer may still exercise the cancellation right in accordance with applicable law.

Opening an outer box, shrink wrap, tamper-evident seal, sealed pouch or other packaging intended to preserve the unknown nature of a blind box, thereby revealing the actual item or random result, does not by itself automatically eliminate the statutory cancellation right.

However, where opening, use or other handling beyond what is reasonably necessary for inspection makes it impossible to restore the product to its original unopened condition, affects its condition for resale, or causes an actual reduction in market value, the Shop may, in accordance with applicable law, claim reasonable compensation based on the actual condition of the product, the condition of its packaging and any demonstrable reduction in value.

The Shop will not automatically reject a lawful cancellation request solely because a blind box has been opened, because the random result has been revealed, or because the consumer did not receive a preferred item.

Whether any reduction in value has occurred, and the extent of such reduction, will be determined on a case-by-case basis according to the nature of the product, packaging method, condition of use and actual circumstances.

Where a blind box or randomized product is damaged, incomplete, missing components, outside the range of possible items disclosed on the product page, incorrectly shipped, or otherwise defective or non-conforming in a manner for which the Shop is legally responsible, the consumer retains all rights available under applicable law notwithstanding the random nature of the product.

Customized Products and Other Statutory Exceptions
Where a product independently qualifies for an exception under Taiwan's Regulations on Reasonable Exceptions to the Right to Rescind Distance Transactions, including a customized supply specifically made at the consumer's request, and the Shop has clearly informed the consumer before purchase that the statutory seven-day cancellation right does not apply, the matter will be handled in accordance with applicable law and the prior disclosure on the relevant product page.

The fact that a product is sold as a blind box or random item does not, by itself, qualify it as such an exception.

Return Requests and Refunds
Consumers wishing to exercise a statutory cancellation right may notify the Shop within the applicable statutory period through:

Official Customer Service LINE: @silver47

Customer Service Email: [email protected]

Necessary return shipping costs for a valid exercise of the statutory cancellation right will be handled in accordance with Taiwan's Consumer Protection Act and other applicable regulations.

After the Shop lawfully retrieves the product, receives the returned product, or receives a valid notice terminating a service contract, refunds will be processed in accordance with the applicable provisions of Taiwan's Consumer Protection Act.

Expiration of the seven-day cancellation period does not affect any statutory rights relating to product defects, non-conformity with the product description, contractual liability or other rights provided under applicable law.

7. Defects and After-Sales Service After the Cooling-Off Period
Expiration of the seven-day cooling-off period only ends the statutory no-reason cancellation period. It does not eliminate statutory rights concerning product defects, contractual non-conformity or other rights provided by law.

For damage caused after delivery by wear, pulling, impact, improper storage, exposure to chemicals, lost components or other causes attributable to the user, repair labor, parts and round-trip shipping may be charged.

Where a defect is attributable to the Shop, the matter will be handled in accordance with applicable law and the Shop's after-sales policies.

8. COD Non-Pickup and Account Management
Customers who choose COD are expected to complete collection and payment in accordance with the order.

Where an order is unreasonably left uncollected, the Shop may handle reasonable and actual losses caused by the failed delivery in accordance with applicable law.

To prevent repeated non-pickup, fraud, abuse or other conduct affecting transaction security, the Shop may retain necessary order records and reasonably restrict future COD or other transaction methods.

Personal data will not be retained indefinitely merely because of a single failed pickup. Retention and use remain subject to the Privacy Policy and applicable law.

9. Intellectual Property
Product photographs, original written content, trademarks, branding and original visual materials owned or lawfully licensed by the Shop are protected by applicable intellectual-property laws.

No person may reproduce, distribute, modify, publicly transmit or commercially exploit protected content without authorization from the relevant rights holder.

Third-party software, platform systems, technologies, trademarks and content remain the property of their respective rights holders. For example, BVSHOP platform technology does not become the intellectual property of the Shop merely because it is used on this Website.

10. Third-Party Services
The Website may use third-party authentication, e-commerce, payment, logistics, analytics and advertising services.

Such third-party services are governed by their own terms and privacy policies. Data may be transmitted to such providers only to the extent reasonably necessary to provide the relevant services.

Please refer to the Privacy Policy below for further information.

11. Amendments
The Shop may update these Terms due to changes in law, services, security requirements or business operations.

Updated Terms will be published on the Website. Material changes affecting user rights may also be communicated through website notices, member messages, email or another reasonable method.

Unless permitted by law or otherwise agreed, revised Terms will not retroactively alter transactions already completed before the effective date of the revision.

12. Governing Law, Jurisdiction and Complaints
These Terms are governed by the laws of the Republic of China (Taiwan).

The parties should first attempt to resolve disputes in good faith.

Where legally permitted, the Taiwan Taichung District Court may serve as a court of first instance; however, nothing in these Terms limits any mandatory jurisdiction or consumer rights provided under applicable law.

Consumers may contact the Shop through LINE (@silver47) or [email protected] for complaints, returns, account or after-sales matters.

 
Jing Yin Cai Bao Shop — Privacy Policy
Jing Yin Cai Bao Shop (the “Shop”) respects the privacy and security of your personal data.

This Privacy Policy applies when you use the Website, membership services, LINE, Google or Facebook Login, purchases, customer support or other Website services.

The Shop processes personal data in accordance with Taiwan's Personal Data Protection Act and other applicable laws.

1. Purposes of Processing
Personal data may be processed for purposes including:

(040) Marketing

Promotional communications, marketing campaigns and advertising measurement, subject to applicable consent requirements.

(090) Consumer and Customer Management and Services

Membership, authentication, customer support and after-sales service.

(148) Online Shopping and Other E-Commerce Services

Orders, payment, shipment, returns, refunds and transaction management.

(157) Surveys, Statistics and Research Analysis

Website, service and user-experience statistics and improvement.

Data may also be processed where necessary to prevent fraud, maintain information security, resolve disputes or comply with legal obligations.

2. Categories of Personal Data
Depending on the service used, data may include:

Identification and Contact Information
Name, shipping address, telephone number, email address, membership account information, LINE identifiers and identifiers supplied through LINE, Google or Facebook authentication.

Facebook Login Data
The Website currently primarily receives:

public_profile:
Such as your name and app-scoped Facebook user identification information.

email:
The email address made available by your Facebook account, where available.

The Website currently does not request the user_gender, user_age_range or user_friends permissions through Facebook Login.

Financial and Transaction Information
Order amount, payment method, transaction status, refund records and related information.

Complete card numbers, security codes and payment passwords are principally processed by payment providers such as ECPay and LINE Pay and are not normally retained by the Shop.

Order Information
Products purchased, quantities, prices, shipping, returns, repairs, customer service and transaction records.

Optional Personal Information
Where voluntarily provided through a membership profile, promotion or other function, information may include date of birth, gender or other optional information.

Such information is not currently obtained through Facebook user_gender or user_age_range permissions.

Technical Information
Where permitted, the Website may process IP addresses, login timestamps, browser or device information, cookie identifiers, pages visited, referral information and Website activity records.

3. Sources of Personal Data
Data may be obtained directly from you when registering, purchasing or contacting customer service; from LINE, Google or Facebook where you authorize third-party login; from Cookies and analytics tools when using the Website; and from payment or logistics providers where necessary to complete transactions.

4. Retention
Membership data may be retained while your account remains active and for a reasonable period thereafter where necessary for disputes, security or legal compliance.

Order, invoice, accounting and tax records may be retained for periods required by applicable law.

Marketing data will generally be retained until consent is withdrawn, marketing is refused or the relevant purpose no longer exists.

Cookies and security logs are retained for reasonable periods based on Website functionality and service-provider settings.

5. Processing Locations and International Transfers
Personal data is principally processed in Taiwan.

However, use of Meta/Facebook, Google, LINE, payment services, cloud infrastructure and other multinational service providers may involve processing or storage outside Taiwan.

Any international transfer will be handled in accordance with applicable law and relevant contractual and security measures.

6. Recipients and Service Providers
The Shop does not operate a business model based on selling personal data.

Data may be provided to the following parties where reasonably necessary:

BVSHOP — 架值資訊科技有限公司:
Website infrastructure, membership management, order management, data storage, authentication and e-commerce technology services.

Meta Platforms / Facebook:
Facebook Login.

Google:
Google authentication.

LINE:
LINE authentication and related services.

ECPay, LINE Pay and other checkout providers:
Payment, refund and transaction processing.

7-ELEVEN, FamilyMart and other checkout logistics providers:
Shipping and pickup services.

Data may also be disclosed where required by law, lawful governmental or judicial requests, or where necessary to protect lawful rights or security.

7. Facebook Login and Data Deletion
Facebook Login data is used only to provide authentication, account identification and necessary membership services.

The Shop does not request or retain your Facebook password.

If you wish to delete data associated with Facebook Login, please contact:

LINE: @silver47

Email: [email protected]

Please state “Facebook Data Deletion Request” and provide sufficient information to identify the relevant membership account.

After reasonable identity verification, the Shop will delete, de-identify or unlink Facebook Login data that is no longer necessary.

Where information must remain for completed transactions, accounting, tax, legal obligations, fraud prevention or dispute resolution, the Shop may retain such information only to the extent and for the period required.

Users may also remove the application through the relevant Facebook account application settings to stop future authorization. A separate request to the Shop may still be required to delete Website membership data already retained by the Shop.

8. Cookies, Analytics and Advertising
The Website uses Cookies or similar technologies to maintain login sessions, shopping carts, security and service functionality.

Where enabled, Meta Pixel, Google Analytics or other analytics or advertising tools may process browser, device, IP and cookie information together with events such as page views, product views, Add to Cart, checkout initiation and purchases for analytics and advertising measurement.

Where Meta Advanced Matching or server-side event transmission such as Conversions API is enabled, appropriately processed or hashed identifiers such as email addresses or telephone numbers may be transmitted to Meta for event matching and advertising measurement.

Actual processing depends on the services enabled by the Website and applicable user consent settings.

Users may manage Cookies through browser settings and may also use privacy or advertising controls offered by Meta, Google and other providers.

9. Marketing Opt-Out
Where you have agreed to receive marketing information, the Shop may use your contact information within the scope of that consent.

You may opt out at any time through available unsubscribe mechanisms or by contacting:

LINE: @silver47

Email: [email protected]

Opting out of marketing does not prevent communications necessary for orders, security, after-sales service or legal compliance.

10. Your Rights
Subject to applicable Taiwanese law, you may request to:

inquire about or access personal data;
obtain a copy;
supplement or correct data;
stop collection, processing or use; or
delete personal data.
Requests may be submitted through:

LINE: @silver47

Email: [email protected]

Reasonable identity verification may be required.

Certain information may continue to be retained where required by law, an ongoing contract or another lawful reason.

11. Consequences of Not Providing Data
Except where otherwise required by law, you may choose whether to provide personal data.

Failure to provide information necessary for registration, authentication, payment, shipment or after-sales support may prevent the Shop from providing those services.

Optional profile, birthday, gender or marketing information may generally be withheld without preventing ordinary purchases.

Declining Facebook Login does not prevent you from using other registration or login methods made available by the Website.

12. Security
The Shop and relevant service providers implement reasonable administrative, technical and organizational security measures based on the nature and risk of the information, including HTTPS/SSL encrypted transmission, access controls and system-security management.

No Internet service can guarantee absolute security, and users should also protect their account credentials and devices.

Where a personal-data incident is subject to a legal notification obligation, the Shop will handle the matter in accordance with applicable law.

13. Changes to this Privacy Policy
This Privacy Policy may be updated to reflect changes in law, Website functionality, authentication providers, advertising technology or business operations.

The current version will be published on the Website.

Where changes materially affect user rights, the Shop may provide additional notice through the Website, email, membership messages or other reasonable channels.

14. Contact
Jing Yin Cai Bao Shop

Email: [email protected]

Official LINE: @silver47